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Frequently Asked Questions

How Do I Apply:

There are three easy ways to apply with First Community:

  1. Online at www.fcfinancialservice.com

  2. By Phone:  call one of our local branches and they will be glad to take your application.

  3. Stop by one of our local branch locations.

How long will it take to get my loan?

In most cases, you can get your money the same day you apply.  Our staff is trained and has the tools to make loan decisions quickly. 

What if I have less than perfect credit?

We understand bad things happen to good people.  We look at the person and their situation rather than a credit score on paper.  We have many options and programs.  Call one of our representatives today and let them examine your situation.

What if I do not have any credit history?

Again, we look at the individual.  If you are just starting your credit history, we can give you options to help build your credit score.  Call today and ask us how!

Does First Community finance Auto Purchases?

Yes!  We can give you the spending power to get you in the vehicle of your choice.  Call one of our loan officers today or apply online.

Can I consolidate my other debts?

We will gladly discuss your options and help you consolidate other monthly bills into one payment.

Must I have a specific reason to apply for cash?

NO, you can get the cash you need for any purpose or reason.  Whether it is for unexpected expenses, home improvements, car loans, vacations, the holidays, or just extra spending cash, you can get what you need when you need it.

What should I do if I feel I have been a victim of identity theft?

Please call us right away.  A trained professional will respond to your matter quickly.

* All loans are subject to our liberal credit policies or limitation if any.